New here? Start with what buying our first house actually cost, line by line
Keys andKettle

Bills & Broadband

14 posts
Our broadband contract ends in February: what we're checking first

Our broadband contract ends in February: what we're checking first

23 September 2026

Our 24-month broadband deal ends early next year. What the end-of-contract notice should tell us, what we're comparing and what we actually use.

Our house budget 18 months in: what went up and what we cut

Our house budget 18 months in: what went up and what we cut

12 August 2026

We put this summer's household budget next to our first one from April 2025. What went up, what came down and the line we can't control.

Life insurance alongside a mortgage: what we chose

Life insurance alongside a mortgage: what we chose

6 May 2026

Buying a house together made us think about what happens if one of us dies. What we compared, what we bought and what we left out.

April bill changes: broadband in pounds and pence, council tax and water

April bill changes: broadband in pounds and pence, council tax and water

1 April 2026

April is when the bills move. Our broadband rise was written into the contract in pounds, council tax went up and so did the water.

Streaming, phones and the TV licence: the subscriptions we cut in January

Streaming, phones and the TV licence: the subscriptions we cut in January

21 February 2026

We listed every monthly subscription in the house. What we cancelled, what we moved to SIM-only and how much it saves over a year.

Our home insurance renewal went up 31%, so we shopped around

Our home insurance renewal went up 31%, so we shopped around

12 January 2026

No claims, same house and a renewal quote £93 higher. How we compared policies like for like, and what we checked before switching.

A leak through the kitchen ceiling, and why we didn't claim

A leak through the kitchen ceiling, and why we didn't claim

16 December 2025

A drip from the bath waste left a brown patch on the kitchen ceiling. Why we paid for the repair ourselves instead of claiming on our insurance.

Checking our council tax band, and why we didn't challenge it

Checking our council tax band, and why we didn't challenge it

25 November 2025

Our house is in Band A. How we checked the band against the rest of the street, what a challenge would involve and the discount we couldn't get.

Boiler cover or a savings pot? What we did in our first year

Boiler cover or a savings pot? What we did in our first year

1 October 2025

We looked at boiler and home emergency cover, then put £15 a month in a pot instead. How we decided, and what happens if the boiler packs up this winter.

Contents insurance and two bikes in the shed: reading the small print

Contents insurance and two bikes in the shed: reading the small print

12 June 2025

Matt's bike cost more than our sofa. How our contents policy treated bikes at home and away, what we added and the lock wording we nearly missed.

Asking for a water meter after our bill went up by a quarter

Asking for a water meter after our bill went up by a quarter

3 May 2025

Our unmetered water bill jumped in April. The sums we did for two people, how we asked for a free meter and the rule that made trying it low-risk.

Every bill for a two-bed Sheffield terrace: our first monthly budget

Every bill for a two-bed Sheffield terrace: our first monthly budget

15 April 2025

Mortgage, council tax, energy, water, broadband, insurance and the rest. Every regular payment for our house, written down in one place for the first time.